HolderTax · Status: working draft · every figure awaits sign-off by a licensed reviewer · not tax, legal or investment advice
HolderTax / Austria
Jurisdiction · Schedule H–AT · tax year 2026

Austria

Since its 2022 reform, Austria runs the most unusual crypto regime on this site: a flat 27.5% special rate, tax-neutral crypto-to-crypto swaps, tax-free old holdings — and a staking rule that half the internet reports backwards.

Current position

The schedule.

Status marks: — settled in practice, ! watch (moving or commonly misapplied), ? unresolved. All lines are a working draft pending licensed review.

Schedule H · Part IClassification, rate, holdings, swaps, income events, reporting and deadlines
FORM H–AT / 2026
STATUS: WORKING REVIEW
LinePositionCurrent treatmentWhat it meansStatus
01ClassificationCapital income · § 27b EStGA dedicated crypto regime since 1 March 2022. Transfers between your own wallets are not disposals.
02Rate27.5% special rate · no holding periodFor new holdings, time held is irrelevant. An election into progressive rates exists where those are lower.
03Old holdingsAcquired before 1 March 2021 · tax-free todayThe old one-year clock expired long ago. Proving which coin is old stock becomes the portfolio's most valuable document.!
04Crypto-to-crypto swapTax-neutral · cost basis carries overBTC for ETH triggers nothing — a deferral, not a gift. Euros, goods or services realise the gain.!
05ValuationMoving average price · per walletMandatory for new holdings since 1 January 2023. Mixing old and new stock in one wallet risks the worse classification.!
06RealisationSale into euros · spending · fiat conversionPaying for goods with crypto is a disposal at that day's value.
07Staking · airdrops · bounties · hardforksNo income at receipt · cost basis zeroNothing is taxed when the coins arrive; on a later sale the entire proceeds are gain. The regime's most misreported rule.!
08Mining · lendingCurrent income · 27.5% at receiptReceipt value is taxed and becomes cost basis. Business-scale activity falls out of the special rate.
09Withholding at sourceDomestic providers withhold since 2024"Tax-simple" Austrian brokers deduct the 27.5% automatically. Foreign exchanges and self-custody mean self-declaration — via form E1kv.!
10NFTs · derivativesOutside § 27b — different rulesNFTs are not "cryptocurrency": old speculation rules and progressive rates. Unsecuritised derivatives can fall into progression. Case by case.?
11Loss offsetAgainst 27.5% capital income · no carry-forwardCrypto losses offset shares and dividends in the same year — but an unused loss expires at year-end.!
12Exchange data · DAC8Collection running since 1 January 2026First reports reach the authorities in 2027, exchanged automatically across the EU. The self-disclosure window acquires a date.!
13FilingE1kv · 30 April paper · 30 June onlineLonger with professional representation. Users of only "tax-simple" domestic brokers often have nothing to file — everyone else, everything.
14RecordsKeep 7 yearsPer wallet: old-stock proof, moving averages, receipt values. The reconstruction is cheaper before the letter.
Working draft · all 14 lines pending licensed review · sign-off dates will appear per lineStart with lines 03–04 →